Welcome to a rare opportunity on the shores of Lake Echo, this over-under duplex offers the perfect blend of comfort, flexibility, and opportunity. Looking for a traditional family home instead? The seller is willing to convert the property back to a single-family dwelling, opening the door to even more possibilities and making this property work for your lifestyle, not the other way around. The upper unit spans two levels and features 4 bedrooms and 1.5 baths, giving it the feel of a full single-family home. With a functional layout, a large primary bedroom, and a generous deck overlooking the water, it’s the kind of space you’ll actually want to stay in. Downstairs, the 1 bed, 1 bath unit is ideal for rental income, extended family, or that friend who says they’ll only stay “a few months.” Step outside and you’ll find true East Coast living, with lake frontage complete with a floating dock, perfect for morning coffees, evening paddles, or pretending you’re into kayaking now. The double-door garage offers easy access to the backyard, making it effortless to store all your toys (or justify buying more). Whether you're looking to offset your mortgage, invest wisely, create your dream lakeside family home, or simply enjoy waterfront living with flexibility built in, this one checks all the boxes.