Welcome to 2786 St. Margaret's Bay Road the charming, move-in-ready bungalow you’ve been waiting for! Pulling up to the property, you’ll immediately notice the curb appeal of the freshly paved driveway *2025*. Step inside to find beautiful hardwood floors that flow into a bright, inviting living room anchored by a large picture window. The heart of the home features a functional kitchen with a cozy breakfast nook, ample cabinetry, and sleek new quartz countertops. The adjacent dining area offers a seamless transition through patio doors to your private backyard retreat. The main level hosts three bedrooms and a full bath. The lower level significantly expands your living space with a large rec room, a convenient half-bath, laundry, a dedicated utility/storage area, and a versatile flex room perfect for a home office or playroom. Peace of mind comes standard here with a fully upgraded 200-amp electrical service and three ductless heat pumps (one on the main floor, one in the primary bedroom, and one in the lower level) providing efficient, year-round climate control. The Outdoor Oasis: The backyard is a true showstopper. Whether you’re hosting summer BBQs on the deck, relaxing in the hot tub, or cooling off in the above-ground pool, the sounds of the nearby brook provide the ultimate setting. For the hobbyist or car enthusiast, the 18x27 detached garage is a dream: fully insulated, wired, and heated. Exceptional value in a fantastic location don’t let this opportunity pass you by. Book your private showing today!